You need to finance a car, and we’re here to help. Each and every bank, dealer, or finance company has their own approval criteria, so it’s important to find one that matches your needs. When you apply online, we will find you a lender based on where you live, your income, your down payment, and other factors.
What if I Have Credit Problems?
Poor credit? No problem. We help people with credit problems find a loan every day. If you simply went from dealer to dealer, submitting your application, you’ll probably get rejected a few times. But with our service, you can apply online, and we’ll find a lender willing to fund your loan, even if your credit is less than perfect. A down payment, as well as monthly income of $1500 per month will often be considered necessary, but most people who apply through us are approved right away. You’ll typically be approved by a lender or dealer in De Pere that specializes in subprime credit. These companies do report to the credit reporting agencies. This is imperative when you need to improve your credit. It’s simple. Go here to submit your online credit application.
Can I Finance a Car with No Down Payment?
Do you have a credit score of 700 or higher? If so, you might not have to concern yourself with a down payment. If you have a bad credit score, however, your dealer may require you to offer a payment in advance. This is because lending to consumers with credit problems is a much riskier process, and a down payment means that some percentage of the loan has already been secured. Don’t have a down payment? Don’t worry. We get many borrowers the loan they need anyway.
Apply online, and indicate zero down payment in the appropriate section. We will place your application with a lender who can approve you for financing, no down payment needed.
De Pere Buy Here Pay Here Financing
This type of financing is sometimes known as:
- Your Job is Your Credit
- Tote The Note
- Rent to Own
- We Finance
These dealers approve auto loans on site, instead of working with banks or finance companies. Without a doubt, the annual percentage rates are higher, but there are fewer obstacles to approval.
De Pere-Specific Credit, Income Numbers
There is more to the approval process than just your credit score. Creditors review your ability to pay (income), stability, and credit profile.
Listed here are average stats for De Pere residents.
- Pre-Tax Income: $53,607 Annually
- Average Car Payment: $491 (11% of Income)
- Ideal Car Payment: $357 to $447 (8%-10% of Income)
If you have a bad credit score, you aren’t alone. This chart shows the estimated number of De Pere residents at each credit tier.
|FICO Score||% of Population||Residents|