Auto Loans in Neenah (WI)

Do you need to get approved for financing as soon as possible? You’ve come to the right place. Our system is fast, safe, and effective. Consumers with sufficient income have a 90% chance of getting financed. When you apply online, we will match you to a lender based on location, income, credit profile, and other factors.

Neenah Bad Credit Car Dealers

Less-than-perfect credit? No problem. We help people with damaged credit every day. There are three individual credit tiers generally considered subprime:

  • Tier 3/C: 580-660
  • Tier 4/D: 520-580
  • Tier 5/F: 250-520

Whatever your score, we have lenders who want to get you into a new car. Given your credit, your interest rate might be higher, so it’s important to purchase an inexpensive vehicle with easily-affordable monthly payments. Let us find you a lender or dealer in Neenah that finances bad credit – today! Apply Now!

How Much Will I Have to Put Down?

No down payment? In many cases, this won’t keep you from getting approved. Having said that, a down payment affords you substantial advantages:

  • Reduces the length of the loan, meaning less is paid in interest.
  • Reduces monthly repayment.
  • Decreases negative equity.

Even so, you don’t need a down payment to submit an application. Apply online, and indicate zero down payment in the appropriate section. We’ll match you with a lender who can finance your purchase, no down payment required.

Neenah Buy Here Pay Here Dealers

Buy here pay here financing is often referred to as:

  • Your Job is Your Credit
  • Tote The Note
  • Rent to Own
  • We Finance

These dealers approve car loans in-house, instead of working with banks or lenders. The annual percentage rates are always expensive, but approval is often guaranteed.

Neenah Consumer Profile

Lenders are worried about a lot more than just your FICO rating. Lenders look at such things as:

  • Income
  • Job Stability
  • History of Credit

Listed here are average statistics for residents of Neenah.

  • Gross Income: $25,309 Per Year
  • Average Car Payment: $232 (11% of Income)
  • Suggested Car Payment: $169 to $211 (8%-10% of Income)

Below-average credit. It’s pretty common in Neenah and across Wisconsin. The table below depicts the estimated number of Neenah residents at each credit tier.

FICO Score % of Population Residents
300-499 2% 754
500-549 5% 1,884
550-599 8% 3,014
600-649 12% 4,521
650-699 15% 5,651
700-749 18% 6,782
750-799 27% 10,172
800-850 13% 4,898