Here at Wisconsin Auto Finance, we allow you to sort through a vast assortment of cars for sale on dealer lots in your area. As soon as you find your car, all you have to do is let the dealer know what vehicle you’re interested in, and they will provide you with more information. You can purchase most of these vehicles through cash or a loan, and in many cases you can get pre-qualified for financing online.
Are you wondering how much you should put toward a used vehicle? Here’s one popular rule: spend just 30-35 percent of your annual salary on a used vehicle. For example, if you earn $26,500 per year, the average in Oshkosh, this is $7,950 to $9,275. The maximum you spend should be 50%, or $13,250 in this case. If you plan to finance your purchase, no more than 10% of your monthly income ought to be devoted to a monthly car payment. Don’t stretch out your loan repayment term to afford a higher priced vehicle. Financing for 4 years or less is advisable. Given an income of $2,208 each month, this is a maximum payment of $221.
Cheap Cars in Oshkosh, WI
Are you trying to find a cheap car that gets the job done? Needless to say, what is considered cheap to one person isn’t cheap to another. But we can help you find cars in Oshkosh that cost under $10,000 or even under $5000. In this price range, Asian brands are highly-regarded for their dependability, though American automakers are now nearly as strong.